Pumnat Financial Services

Invoice Discounting Calculator

K100,000
K20,000K500,000
3 months
1 month6 months
Monthly PaymentK34002.21
Total RepaymentK102006.63
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Why Choose Invoice Discounting?

Convert your unpaid invoices into immediate cash flow for your business

Immediate Cash Flow

Get up to 80% of your invoice value within 24-48 hours

No Collateral Required

Your invoices serve as security - no additional collateral needed

Maintain Relationships

Your customers remain unaware - we don't contact them directly

Grow Your Business

Use the funds to take on new projects and expand operations

Flexible Financing

Discount multiple invoices as needed - no fixed loan amount

Quick Approval

Fast processing with minimal documentation requirements

Eligibility Criteria

Be a registered business in Zambia

Have outstanding invoices from creditworthy customers

Provide business registration documents and tax clearance

Submit copies of invoices to be discounted

Have been in business for at least 6 months

How It Works

1

Submit Your Invoices

Provide copies of your outstanding invoices from creditworthy customers

2

We Verify

Our team verifies the invoices and assesses your customer's creditworthiness

3

Get Approved

Receive approval and a discount offer (typically 80% of invoice value)

4

Receive Funds

Get the discounted amount deposited directly into your business account

5

Customer Pays

When your customer pays the invoice, we receive the full amount and the transaction is complete

Unlock Your Cash Flow Today

Convert your invoices into working capital within 24-48 hours

Apply for Invoice Discounting